Various surveys around the world, around 52 percent of women say that they find it stressful to deal with money matters. But! You can reduces your cash related stress and rule your finances like queen.
First step! Take this quiz.
Do you need less money stress?
1. I have trouble balancing my personal budget.
2. I find it hard to save -even for big or special purchases.
3. I do not have personal insurance or medical cover.
4. I have trouble tracking my daily spending. Somehow my money just seems to disappear.
5. I don't have a financial plan for my future.
Then, what should you do?
Starts doing your financial balances right now. Begins with 2011 budget planner.
RED ZONE!
Immediate Money Stress Relief
1. Fill in the budget planner.
· Decide what you are willing to cut out, so you can save more.
2. Vow to manage your own money first.
· Set aside a budget for your monthly spending and get on top of it.
3. Three-step shopping strategies.
· Plan your meals for the week.
· Makes list of what you really need.
· Just buy what's on your shopping list.
4. Decreases utility costs.
Ask about bundling options to reduce your bills.
YELLOW ZONE!
Prevent Stress Build-up
Turn to an expert.
· If you want to get more disciplined about saving, it helps to turn to licensed financial advisers who know more about you when it comes to sensible investing.
GREEN ZONE!
Design a financial stress-free future
Open your private account.
· As well as a joint purchase, it's good to have private account with at least three months' worth of basis living expenses. This helps you avoid a lot of argument that often crop up with money.
Perhaps, with a little information can helps you lot in your financial. Or maybe you can join AKPK.
